Scope and Coverage

Our Global Stock Market Investment Insurance is structured to provide comprehensive protection for investors, traders, equity holders, and acquisition partners operating across international financial markets. This coverage safeguards clients against major investment threats such as global market crashes, brokerage insolvency, losses arising from unregulated financial schemes, and the impact of political instability on investment performance. The policy is designed to offer financial stability and confidence, ensuring that investors remain protected even in volatile or uncertain environments.

Political and Investment Risk Protection

The insurance extends to political and economic risk protection for equity investments and shareholder loans that may be affected by government actions or destabilizing events. This includes losses resulting from expropriation, confiscation, nationalization, or creeping government interference that disrupts normal business operations for at least one year or eliminates profitability for three consecutive years. Coverage also applies to situations involving war, civil unrest, rebellion, revolution, or insurrection that prevent business continuity within the same timeframes. In addition, the policy protects against transfer restrictions caused by government-imposed currency controls or limitations that obstruct the movement of capital, dividends, and loan repayments for a minimum of 365 days.

Indemnity Level

Indemnity is provided at up to 90% of verified losses, offering a strong safety net for investors navigating high-risk markets. Insurance premiums are assessed based on factors such as the specific country risk level, the value and duration of the investment, and the scope of political or market risk selected for coverage. This structure ensures a fair, tailored, and transparent pricing approach aligned with each investor’s unique risk exposure.